June 23, 2024


Me And My Business

Insurance Coverage for Web Designers and Other Internet Usage

Internet is here to stay, agreed? For business, the medium is of utmost importance. It allows commercial companies to advertise and promote their products and services as much as possible and that actually is quite a lot!

But as much as the advantages are so manifold, the exposure to liability risk is even more so magnified and real. And, folks, that is precisely why insurance coverage is so very essential.

What type of coverage is available? Here we go with the list that covers online commercial activities for car dealers, landlords, real estate agents, retail jewelry stores, apparel manufacturers, air condition servicemen, doctors, lawyers, accountants, marketers and so on.

Insurance Coverage for the Internet

Errors and Omissions Insurance for the Web Page Designer – What it is for
Internet web site designing and consulting companies help those corporations that make up the small business community. Besides web designs, these professionals offer help with process re-engineering, Internet networking and technical writing. Associated insurance coverage covers a variety of general things that include personal injury liability, libel, slander, loss or damage to computer equipment, media and data protection of customer funds that are taken out electronically but without authorization and copy-rite infringement and slogan infringement – both of which originate from electronic communication of information or illicit website access.

Internet Liability – What it is about
No one will argue about the ever-increasing popularity of the Internet. Of course, this is the very reason why businesses look towards it as a means to attract attention to their products and/or services. They do this by posting on company websites and by communicating with people through email, chat lines, blogs, social media and other forms of related interaction. Internet liability therefore consists of protective policies that shield from advertising injury liability, libel and slander, and copy-rite and slogan infringement.

Internet Promotions Insurance Coverage – What it protects
It is not uncommon at all for businesses to hold events to promote their products or services. They do this to attract as many patrons as they can to visit their online website so that purchases will be forthcoming. Popular promotes include sport events, much like the famous hole-in-one golfing competition, as well as different contests and lotteries that offer another opportunity at winning. This type of special event insurance is referred to as indemnification prize coverage and shields sponsors from any losses they may incur before the competition to win the prize even takes place.

Naturally, giving a knowledgeable independent insurance agent a visit so he or she can explain the coverage in greater depth is to your advantage as it will make you into the educated consumer that will be able to select the right policy for all of your specific needs.